Buyers Want Your Home for as Little as Possible.
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Welcome! Here you can find great information on San Diego, California real estate!" Welcome to your REAL ESTATE RESOURCE CENTER! Here you will find all the information you need for buying or selling your home in the San Diego, North County Coastal, Rancho Santa Fe and Fairbanks Ranch areas. 
I have lived in the beautiful city of San Diego for over 30 years, with 20+ years of that in North County Coastal. I know the areas, the schools, the social climate, and why people love living in San Diego. Coastal communities of San Diego provide an array of exquisite properties, from cozy beach cottages, to luxury estates. We have some of the most beautiful Ocean front Properties, and great community developments built near top schools. Whether you love a home with Ocean Views, or a house with large acreage, horse properties, or just a vacation home condo, It will be my pleasure to assist you in discovering that perfect place you will soon call "home". Many of the areas beautiful homes are on this site. Take a look at my feature properties and sign-up to receive my latest listings. You will be the first to learn about my most recent properties! Here you can also search properties. Also, ask me about "pocket listings". These are unlisted properties in the area that owners are willing to sell. These days there are one or two pocket listings in almost every neighborhood..and I have the inside scoop! In my buyers section you will find useful information whether you are a first time home buyer or need to pre-qualify for a mortgage. Have you been hearing a lot about short sales, foreclosures and REO's? Read a short paragraph on each to be more familiar with the terms. I have worked with both, and can explain the procedure to you in more detail. Be on top of the latest real estate news by signing-up for my eNewsletter.
Sellers, I will work around the clock to provide you with an effortless sale! I am here to work for YOU. It is my commitment and pleasure to bring you a buyer that is perfect for your home and to work hand in hand with you from the day your home is listed up until the day your home is SOLD. I am a top real estate agent with a proven track record. I have helped many others like you. View my testimonials. To SELL your home, I make the most of the internet. Click here to learn how. Explore my sellers section, you will find a wealth of FREE information. At no cost or obligation I will provide you with an in-home presentation, a comparative market analysis and much much more!
Relocating? Sign-up for my FREE relocation package and FREE school report. View my local information section, you will learn all about the area. Here I have specific information on Del Mar, Solana Beach, Cardiff By The Sea, Encinitas (Olivenhain and Leucadia), Carlsbad, La Jolla, Rancho Santa Fe, Fairbanks Ranch, and more! The schools are excellent and there are many things to do here!
Contact me for a FREE consultation at (760) 822-7154.
Contact me with confidence! I guarantee your privacy will be respected. I offer the services on this site for free and without obligation. Why? I want to be YOUR real estate agent. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.
Buying and selling a home is one of the biggest events in your life. As a top real estate agent, I have the experience and track record you are looking for. Please let me help.
Sincerely,
Neda Nourani
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Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
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